Lighthouse Financial advice
This Lighthouse Financial Advice seminar will help you members understand:
• How your pensions work, including the state and NHS pension scheme, when you can take them and how much you can expect to receive
•Your options for accessing any additional pension savings, including from previous employers
•Ways you may be able to increase your income
•Tax considerations, including your tax-free lump sum
•Countering inflation: will your income keep its value in real terms?
The value of your investments can go down as well as up, so you could get back less than you invested. A pension is a long-term investment. The fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation. Tax advice which contains no investment element is not regulated by the Financial Conduct Authority.
Lighthouse Financial Advice Limited is an appointed representative of Lighthouse Advisory Services Limited, which is authorised and regulated by the Financial Conduct Authority.